|By State Rep. Tarah Toohil (R-Luzerne)
Homeowners and renters impacted by the COVID-19 economic downturn now have until Wednesday, Nov. 4, to apply for mortgage or rental assistance grants. The funding was made available through the federal CARES Act.
For renters to be eligible for assistance, they will need to document at least a 30% reduction in annual income since March 1 related to COVID-19, or they must have become unemployed after March 1. Their household income cannot exceed the Area Median Income for their county of residence, adjusted for the number of people in their home. Renters who qualify may receive assistance equal to 100% of their monthly rent up to $750 a month for a maximum of six months of assistance for the time period between March 1 and Dec. 31.
The Pennsylvania Housing Finance Agency (PHFA) will continue to partner with the same organizations in all 67 counties that will process all rent relief applications. As before, people will submit their applications and supporting paperwork to these county organizations for review.
Homeowners who became unemployed after March 1 or who suffered at least a 30% reduction in annual income due to reduced work hours and wages related to COVID-19 may be eligible for financial assistance as well to help with missed mortgage payments. To qualify for the Pandemic Mortgage Assistance Program (PMAP), they must be an owner-occupant of their residence, the dwelling must consist of one or two separate units, and the homeowner’s annual household income must not exceed the Area Median Income for their county of residence, adjusted for the number of people in their home.
More information and applications are available at the PHFA website, www.phfa.org
Representative Tarah Toohil
116th Legislative District
Pennsylvania House of Representatives
Contact: Rep. Toohil’s Office